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Rate of Interest

Tenors Existing Rates Revised Rates w.e.f 22.10.2026 Existing Rates for Senior Citizens Revised Rates for senior Citizens w.e.f 22.10.2026
7 to 45 days 3.25 3.25 3.75 3.75
46 to 90 days 4.25 4.25 4.75 4.75
91 to 179 days 4.25 4.25 4.75 4.75
180 to 270 days 5.25 5.25 5.75 5.75
271 days to <1 year 5.55 5.55 6.05 6.05
1 year 6.15 6.25 6.65 6.75
440 Days 6.6 6.75 7.1 7.25
555 Days - 6.85 - 7.35
>1 year to 2 year 6.3 6.4 6.8 6.9
>2 year to 3 year 6.3 6.4 6.8 6.9
>3 year upto 5 year 6.15 6.25 6.65 6.75
>5 year upto 10 year 6.05 6.15 6.55 6.65

“HPGB TAX SAVER FIXED DEPOSIT SCHEME” with effect from 22-10-2026

Period Public (General) Sr Citizen (General) Staff Members Retired Staff
5 Year 6.25 6.75 7.25 7.25
Note: In case of staff members as well as retired staff members who are also senior Citizens, maximum rate of interest to be allowed is 100 bps over the applicable card rates.